Director, AML and Fraud Analytics & Reporting

It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.  This is more than a strategic shift.  It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:
The Director, AML and Fraud Reporting & Analytics is responsible for sound AML and Fraud risk management through effective management of data, metrics and reporting that is used to think critically and inform decision making. Ensuring Santander delivers a competitive customer experience while managing compliance and operational risks is key. The incumbent will directly contribute and lead a team of professionals focused delivering timely and quality management of data and reporting used for monitoring and managing risks.

• Ability to represent business unit in transformational and technology implementation projects to identify risk and key controls and requirements for Fraud and AML analytics and reporting team that are necessary to support the project.
• Analyzes various types of transactions, account, customer, and forensic data from control providers to evaluate trends, explain losses, identify and assist with the closure of issues.
• Develop reporting and analytics while applying critical thinking to support financial crime risk management activities.
• Recommend, develop and implement analytic capabilities necessary to effectively monitor and manage risk.
• Develop procedures to effectively manage controls and deliverables with quality documentation used for audit and regulatory reviews.
• Build relationships with internal and external business partners and industry peers to facilitate information-sharing opportunities and identification of best practices.
• Determines and recommends product management and business unit control enhancements and changes using both analytical and critical thinking.
• Builds analytical programs and end user tools to support business unit analytics and performance monitoring metrics including key risk and performance indicator dashboards.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

Education:

• Bachelor’s Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required

Qualifications:

• 9+ Years Risk Management/Controls Experience (preference with AML and Fraud) - Required.
• Strong risk operational risk management principles, methodologies and tools, governance principles and activity preferably in a financial services technology environment.
• Advanced knowledge of data management framework and transformation.
• Advanced knowledge of analytical tools including SAS, SQL, Python.
• Ability to interact with Auditors/Regulators and product an output that can be sent right to them.
• Excellent organizational and project management skills.
• Ability to independently operate in a complex, matrixed environment; adept at delivering and maintaining productive working relationships across business, functions, geographies and lines of defense.
• Advanced process, workflow and control validation and/or risk assessment skills.
• Ability to direct, train and guide peers, subordinates and management.
• Ability to handle conflict resolution with other groups to ensure appropriate accounting guidance is followed.
• Ability to adjust to new developments/changing circumstances.
• Ability to convey a sense of urgency and drive issues/projects to closure.
• Ability to effectively interact with the market, executive management and vendors.
• Ability to adapt and adjust to multiple demands and competing priorities.
• Excellent written and oral communication skills.

Certifications:

• No Certifications listed for this job.

It Would Be Nice For You To Have:

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:

Maximum:

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

Review the internal eligibility guidelines here. If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.