USA Sr. Specialist, Pricing (Hybrid Role)

It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.  This is more than a strategic shift.  It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:
The Sr. Specialist, Pricing is responsible for analysis, research, and pricing of prime and nonprime products for strategic partners. This position is responsible for developing business proposals based on consistent data reporting/analysis to meet financial objectives of revenue, risk and volume, and seeking opportunities to further improve profitability and competitiveness in market.  This position requires an individual capable of taking a "hands-on" approach to data analysis, following through a pricing change delivery, and presenting business stories based on data analysis/business acumen.

This position blends strategic business problem solving with quantitative data analysis expertise.  You will work closely with credit risk, finance, sales, dealer management, and model development teams to deliver actionable insights that balance risk, profitability, and market share.

• Develops clear and concise reporting for key metrics of various portfolios based on multiple data resource.

• Utilize data mining and data analysis to develop analytic business insights and uncover risk/opportunities relative to portfolio management and originations

• Develop pricing frameworks that balance yield, risk, and volume objectives. Incorporate credit risk, customer behavior, collateral trend and market data into pricing initiatives.

• Sets up frequent multi-organizational reviews of key metrics and develop root causes and action plans for trends that are not proceeding within expectations.

• Encapsulates analytic findings into executive-level summary documents to support senior management decision-making.

• Work across teams in organization to deliver strategic pricing changes from initiation to final system implementation

• Contribute to continuous process improvements in data quality, reporting, and automation.

• Evaluates Pricing/Rebate structure for key customers and significant industry/peer groups identifying opportunities to improve profitability.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education:

• Bachelor’s Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required

Qualifications:

• 3+ Years Analytics in Financial Services Industry. - Required.

• 3+ Years Auto Financial Services Industry experience/Pricing for retail lending experience. - Preferred.

• Demonstrated ability to analyze data and make sound business story.

• Demonstrated ability to use SQL/SAS/Python to extract/process data from multiple data sources  

• Overall proficiency with MS Office (Excel pivot table, Outlook, Word, PowerPoint).

• Strong problem solving, Attention to detail, excellent organization, ability to prioritize workload and meet deadlines.

• Good written and verbal communication skills.

• Rigorous and focus on results.

• Customer-focused.

• Patient, willing to learn new skills.

• Strong intellectual curiosity and affinity for numbers.

• Analytical and organized with relentless attention to detail.

Certifications:

• No Certifications listed for this job.

It Would Be Nice For You To Have:

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Work Authorization & Sponsorship:
Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:

Maximum:

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

Review the internal eligibility guidelines here. If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.