Skip to main content
Your aspirations shape your future

What's Next For You?

Whole Loan Transaction Manager, Associate

New York, New York

Apply
Job ID
Req1597038
Category
Product & Service Value Proposition Management
Date posted
07/30/2026

It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.  This is more than a strategic shift.  It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.  This is more than a strategic shift.  It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilitiesWe Want to Talk to You!

The Difference You Make:

Whole Loan Transaction Management, Due Diligence, and Asset Management involves managing the process of buying/selling whole loans, ensuring compliance, and verifying loan data accuracy, and managing third parties. This role requires strong organizational skills, attention to detail, and the ability to work with various stakeholders.  

    What You Bring:
    To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.



    Qualifications:

      • Whole Loans Due Diligence – track, report, analyze and cure loan due diligence findings based on compliance, credit, title, valuation, servicing data, and collateral 

      • Coordinate and prepare diligence findings, reporting, material preparation, and curative actions for third party RMBS securitization underwritings between counterparties, legal counsel, vendors, rating agencies, servicers, and custodians 

      • Identify and target high-risk issues to make suitable recommendations to trading desk for re-pricing / drop adjustments for whole loan acquisitions and sales and for third parties via advisory agreements 

      • Lead internal effort to review and negotiate all deal documentation and create subsequent exhibits, prepare funding schedules, and review and interpret diligence findings in coordination with the trading desk and external counsel for pricing and settlement of whole loan acquisition and sale transactions 

      • Organized and monitored due diligence activities, servicing transfers, loan document transfers, and operations between internal groups, vendors, servicers, and custodians while communicating progress and collaborating with counterparties from bid through settlement 

      • Vendor Management – work with the internal legal, procurement and information security teams to onboard new vendors and to monitor vendor performance. 

      • Oversee the inventory of mortgage loan collateral held on the firm’s repo financing lines, as well as whole loan owned assets. 

      • Ensure that potential funding pools are in compliance with established facility concentration and risk limits. 

      • Ensure good communication with traders, risk, legal, and outside clients to control the risks associated with the funding process. 

      • Oversee due diligence process, including managing third-party vendors' review efforts 

      Requirements: 

      • Strong knowledge of residential real estate 

      • Ability to work in a fast-paced culture 

      • Strong leadership and project management skills 

      • Demonstrated abilities of meeting deadlines, being self-motivated, having attention to detail, and executing at a high level

      It Would Be Nice For You To Have:

      • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

      What Else You Need To Know:

      The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

      Base Pay Range:

      Minimum:

      $175,000.00 USD

      Maximum:

      $225,000.00 USD

      Risk Culture:

      We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

      EEO Statement:

      At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

      Working Conditions:

      Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

      Employer Rights:

      This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

      What To Do Next:

      Review the internal eligibility guidelines here. If this sounds like a role you are interested in, then please apply.

      We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.

      Apply

      Jobs for you

      You have not viewed any jobs yet.

      You have not saved any jobs yet.

      Join our Talent Community

      Your next opportunity could be closer than you think. Sign up for our Talent Community and be the first to hear about jobs that fit your skills and career goals.

      Interested In

      • Product & Service Value Proposition Management, New York, New York, United StatesRemove

      By signing up, I acknowledge I have read the Santander privacy policy, and I wish to receive email communications and SMS communications. I understand I can opt-out from receiving email and SMS communications at any time.